Browse FAQs

Tax-free savings account

Can I open more than one TFSA?

Yes

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What is a Tax-Free Savings Account?

Tax-Free Savings Accounts (TFSAs), which were introduced in South Africa in 2015, provide tax benefits to turbocharge your savings and grow your investments tax-free.

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Why should I open a TFSA with 10X Investments?

Opening a TFSA is a good idea. Opening a TFSA with 10X is a great idea. Our low fees, proven-track record, and transparency means you get more money when it matters most and of course, tax-free!

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Can I transfer my TFSA from one provider to another?

Yes. If you wish to transfer your TFSA from one provider to another, keep in mind that such a transfer can only be made between service providers.

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Should I let SARS know that I have a TFSA?

Even though no tax is payable on earnings within a TFSA, South African tax residents are obliged to disclose information about their investments to Sars when submitting annual tax returns.

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Can I open a tax-free savings account in the name of a family trust or a company?

A tax-free savings account can only be opened for an individual. You can open one for each individual in a family, but cannot open one in the name of a trust or a company.

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What is the difference between TFSAs and retirement annuities?

The key distinction is TFSA contributions are made with after-tax money and do not qualify for any deductions against taxable income.

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Can I leave my TFSA funds to a beneficiary when I die?

The 10X Investments TFSA is an investment portfolio that is managed as a Collective Investment Scheme (CIS) and divided into equal parts or ‘units’.

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Where can I view the performance of my 10X TFSA?

You can view the monthly Minimum Disclosure Document for the unit trusts you are invested in on our website here: 

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Can I set up a TFSA for my child?

Yes, only parents and legal guardians can set up a Tax-Free Savings Account in their child’s name.

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Am I allowed to withdraw from my TFSA?

You can make withdrawals from your TFSA at any time. However, it is best practice to keep your capital invested in your TFSA for as long as possible to maximise your tax benefits.

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What do I need to invest in a 10X TFSA?

a valid South African ID or passport if you're a foreign national, proof of residence, proof of banking details and an income tax number.

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Does 10X offer a tax-free savings account?

Yes

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How do I make a withdrawal from my 10X TFSA?

Please note that redemption instructions for contributions received via debit order will only be processed after 45 days from debit order date.

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Why should I open a Tax-Free Savings Account with 10X Investments?

Opening a Tax-Free Savings Account is a good idea. Opening a Tax Fee Savings Account with 10X is a great idea. Our low fees, proven-track record, and transparency means you get more money, tax-free!

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How can we 10X Your Future?

Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.