The 10X Blog
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Retirement planning
Preservation Funds in South Africa: How they work for you
If you have a pension or provident fund with your employer, and are either moving jobs or looking to move, you need to decide what to do with that money. 10X Investments' Preservation Fund is a great option to continue growing your retirement savings.
The Two-Pot Retirement System: All You Need To Know
The new Two-Pot Retirement System proposes changes to the way South Africans can access their retirement savings. Here's all you need to know about the legislation and how it will affect you.
Divorce and your retirement fund
One of the advantages of a retirement fund is that these savings are protected from third-party claims, other than those permitted by the Pension Funds Act, the Income Tax Act and the Maintenance Act.
How To Choose The Right Investment Strategy For Your Retirement Annuity
Your retirement annuity can form the basis of a comfortable retirement once converted to a living or a life (guaranteed) annuity. But how can you get the most out of your RA investment over time?
After retirement
Don't shy away from offshore investments in your living annuity
If you are a retiree with a living annuity or are close to retirement and looking at investing in a living annuity, you need to consider to what extent you should be invested offshore. 10X offers up to 100% offshore investment capability to help hedge the risks of the local market.
Living Annuities: Adjust Your Drawdown Rate to Maximise Retirement Income
A living annuity allows you the flexibility to adjust your drawdown rate so that inflation, fees and the income your draw together do not outweigh your returns.
How to Avoid Running Out of Money in Retirement
The golden equation for your retirement investments is that inflation + fees + drawdowns must be equal to our less than the return on your investments.
10 things you really should know about your retirement investments
Living annuity vs guaranteed annuity, offshore investing, drawdown rates, taxation and how not to outlive your retirement savings. It's all here.
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Evolution of 10X continues with CoreShares purchase
10X Investments has agreed to a 100% cash purchase of CoreShares, creating a full-service indexing investment specialist that will give South Africans access to a wide selection of best-in-class products at the fairest fees possible.
Five red flags that you’re being scammed
Scammers are becoming increasingly sophisticated in the digital age. A favoured trick is to pretend to work for an existing company and use a copy of that company’s logo and other material from their website to lure the unsuspecting, who think they are handing their money over to a well-known, legitimate company.
Why your retirement will survive even if 10X doesn't
Is it safe to entrust my retirement to 10X? That is a legitimate question thanks to the many incidents of poor industry practice, failed investment schemes and embezzlement that have caused great harm to investors in various South African companies over the years.
Catching up with Anton Eser, 10X CIO
We hosted another exciting retirement savings webinar focussing on the measures you can take to live better in retirement. Economic insights were also shared and the spotlight was put on the pressures sustained on global investment returns.