10X your

10X your

10X simplifies your retirement investments with low fees, an exceptional track record and a straightforward investment approach.

Why our clients choose us

Go offshore the smart way

Go offshore the smart way

Investing offshore can be simple. Funds like the 10X MSCI World Index Feeder Fund allow you to invest up to 100% offshore. Available through:

  • Living annuity
  • Unit trust
  • Tax-free savings
View our funds

Low, transparent fees

Did you know a 0.5% difference in fees over 40 years can mean 21% less money in retirement? We keep costs low so more of your money is working for your future.

Learn more
Retirement without the middleman

Retirement without the middleman

By stripping out costly extras and advice fees, we help your money go further, leaving more for your retirement.

Index diversification

Index diversification

We prioritise the right mix of assets using broad index trackers, reducing your concentration risk and giving you the best chance of consistent returns.

With you for every stage of life

Income in retirement

Living Annuity

Draw an income from your savings in retirement. Up to 100% offshore.

Change jobs

Preservation Fund

Keep growing your retirement savings when you change jobs.

Save towards retirement

Retirement Annuity

Save for retirement while reducing your taxable income.

Build wealth

Unit Trust

An easy way to invest your after-tax savings in diversified funds.

Build wealth

Tax-Free Savings Account

Grow your savings tax-free. No tax on gains, dividends, or interest.

Build wealth

Tax-Free Savings Account for Kids

Give your child a 20-year head start. Tax-free growth from day one.

Your investment fees, made simple

When you buy a house or a car, you want to know what you're paying for. It should be no different when you invest your money. Our fees are simple and transparent, so you know exactly what you’re getting in your investment.

  • No upfront fees, no advice fees and no exit fees

  • No penalties for changing your investment strategy

  • No hidden costs

Calculate my EAC
living-annuity-fees

Are you on track to retire comfortably?

You don't need a high income to retire with confidence, it's about smart planning!

Whether you're starting early or late, consistent contributions and low fees make all the difference. Our calculator shows if you're on track and reveals how minimising fees can significantly boost your retirement funds.

Get personalised insights to optimise your savings and secure your future.

Basic needs

Current lifestyle

Enhanced lifestyle

10X Your Future
with superior returns

The 10X Your Future Portfolio is the ultimate wealth-building solution to reach your long-term financial goals.

The 10X investment strategy

Our approach is built on four foundational pillars that put your retirement first.

Strategic asset allocation

We prioritise getting the right mix of assets - the most important factor for long-term investment success.

Index diversification

Instead of trying to pick winning stocks, we use broad index trackers to capture returns while managing risk.

Valuation-driven

We don't chase market narratives. We buy assets at attractive prices with a 5-10 year view.

Low costs

We're obsessed with keeping costs low. Every Rand saved in fees compounds over time, increasing your retirement savings.

What our clients say about us

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Dennis

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Speak to an investment consultant

Speak to an investment consultant

  • Real assistance by real people

    No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.
  • Easy switching

    We'll fully manage the switch from your old provider.
  • Clear product information

    We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.
  • 10X Consultants

    What our clients say about us

    Ready to start investing with 10X?

    Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.