10X your
10X simplifies your retirement investments with low fees, an exceptional track record and a straightforward investment approach.
Why our clients choose us
Go offshore the smart way
Investing offshore can be simple. Funds like the 10X MSCI World Index Feeder Fund allow you to invest up to 100% offshore. Available through:
- Living annuity
- Unit trust
- Tax-free savings
Low, transparent fees
Did you know a 0.5% difference in fees over 40 years can mean 21% less money in retirement? We keep costs low so more of your money is working for your future.
Learn more
Retirement without the middleman
By stripping out costly extras and advice fees, we help your money go further, leaving more for your retirement.
Index diversification
We prioritise the right mix of assets using broad index trackers, reducing your concentration risk and giving you the best chance of consistent returns.
How can we help you?
Find the right product for you
Plan the retirement you want
Use our Retirement Calculator to see how much you should save for your ideal retirement and how to get there.
Our calculator shows whether you're on track and how reducing fees could boost your retirement savings over time.
Retirement Calculator
Smarter fees. Stronger outcomes.
Clear, competitive pricing that keeps costs down and gives your investment the best chance to grow over time.
No platform fees
No advisor or broker fees
No exit or penalties for changing your investment
What if you had invested 0 years ago?
What would R 10,000 invested 0 years ago be worth today?
Investment value
R 0.00
Total growth
- R 10,000
Source: Morningstar; Returns for 10X Your Future strategy since inception, Benchmark: ASISA Multi-Asset High Equity Category
Learn about the 10X Your Future fundLoading chart...
The 10X investment strategy
Consistent long-term capital growth built on 4 foundational principles
Future facing
The price you pay for an investment has a massive impact on future returns. We buy assets that offer attractive value.
Low fees
Lowering costs are key to higher returns. We are obsessed with managing costs and minimising fees.
Strategic asset allocation
The most important driver of long-term returns is investing in the right mix of assets. We take a long-term view.
Diversification
Trying to pick winning stocks usually fails. Diversification and index tracking has been proven to deliver higher returns over the long term.
Speak to an investment consultant
Speak to an investment consultant
Real assistance by real people
No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.Easy switching
We'll fully manage the switch from your old provider.Clear product information
We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.
Questions & answers
More FAQsReady to start investing with 10X?
Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.
Why over 75k people invest with 10X
Switching to 10X was a refreshing surprise
At 10X, I experienced very high-level people, who gave me all the info I was looking for. In fact, they exceeded my expectations. While I was sceptical initially, I found the experience very pleasant, getting my first policy, making changes when I needed to make changes, and having access to qualified people.
At 10X, I experienced very high-level people, who gave me all the info I was looking for. In fact, they exceeded my expectations. While I was sceptical initially, I found the experience very pleasant, getting my first policy, making changes when I needed to make changes, and having access to qualified people.
Robert
Trustworthy and effective!
I'm so impressed by 10x. Just watched their most recent market update webinar. Honest, authentic feedback on how my money is doing. I can actually understand what Chris Eddy is saying. Many times these investment houses make things so complicated. 10X team please keep it up! ❤️
I'm so impressed by 10x. Just watched their most recent market update webinar. Honest, authentic feedback on how my money is doing. I can actually understand what Chris Eddy is saying. Many times these investment houses make things so complicated. 10X team please keep it up! ❤️
Sean
Excellent service and communication
I am a pensioner with all my pension investments at 10X Investments. The service and communication from this company is excellent and I am extremely satisfied. I must make a special mention of Andre Tuck who met with me at my home to discuss the benefits of 10X. He was so professional and knowledgeable.
I am a pensioner with all my pension investments at 10X Investments. The service and communication from this company is excellent and I am extremely satisfied. I must make a special mention of Andre Tuck who met with me at my home to discuss the benefits of 10X. He was so professional and knowledgeable.
Patrick
10x Annuity Performance
I have with 10x for close to 5 years with an annuity investment. I currently draw an annual annuity of 7.5% and my capital growth is today sitting at 31%. Tried and tested and I cannot ask for better results. Extremely pleased to have chosen 10x.
I have with 10x for close to 5 years with an annuity investment. I currently draw an annual annuity of 7.5% and my capital growth is today sitting at 31%. Tried and tested and I cannot ask for better results. Extremely pleased to have chosen 10x.
Natver
Transparent company
I am investing at 10X and is very happy with exceptional service and growth of my money invested.
I am investing at 10X and is very happy with exceptional service and growth of my money invested.
Wikus
Top Marks to 10X
I have received nothing but excellent service since joining 10X in 2017. I am very happy with their customer service and the performance of my Living Annuity.
I have received nothing but excellent service since joining 10X in 2017. I am very happy with their customer service and the performance of my Living Annuity.
Dennis
10X Investments delivers on its promise!!
Im extremely pleased with my decision to move my preservation funds to 10X. I only wish I had done it sooner. The 20% return in the past year has been amazing. And also a big THANK YOU to Mike for patiently assisting with the transfer process and following up with me a year later.
Im extremely pleased with my decision to move my preservation funds to 10X. I only wish I had done it sooner. The 20% return in the past year has been amazing. And also a big THANK YOU to Mike for patiently assisting with the transfer process and following up with me a year later.
Ravi
OUTSTANDING
Definitely the best in the industry! I would recommend them far and wide.
Definitely the best in the industry! I would recommend them far and wide.
Francois
10X Investments
"I am a pensioner with all my pension investments at 10X Investments. The service and communication from this company is excellent and I am extremely satisfied... Most importantly, my monthly drawdown pension is received on time every month. I can also review the performance of my investments on their very useful online customer portal."
"I am a pensioner with all my pension investments at 10X Investments. The service and communication from this company is excellent and I am extremely satisfied... Most importantly, my monthly drawdown pension is received on time every month. I can also review the performance of my investments on their very useful online customer portal."
Patrick
10X Great service
I have been dealing with 10X for a few years now and have never been disappointed with their service... Since then, I have dealt with them on a number of occasions, by various means...If they promise to phone you back, they actually do!! With them, you are not just another number!
I have been dealing with 10X for a few years now and have never been disappointed with their service... Since then, I have dealt with them on a number of occasions, by various means...If they promise to phone you back, they actually do!! With them, you are not just another number!
Gert
Well done 10X
I have been with 10X for 2 years. As an investment company they have really done marvels with my investment and there service to me, their client, is top class. Well done 10X!
I have been with 10X for 2 years. As an investment company they have really done marvels with my investment and there service to me, their client, is top class. Well done 10X!
R
10X Rocks!
10X's online platform is user friendly and so easy to navigate. The site also contains excellent advice.
10X's online platform is user friendly and so easy to navigate. The site also contains excellent advice.
Neville
10X - Not one of the Big 5 but #1 on Service
I retired in 2018 with my pension funds from one of the Big 5 transferred to 10x. They have been professional, responsive and my pension has been managed in such a manner that my portfolio has grown - even after 6 years of draw downs. Highly recommended.
I retired in 2018 with my pension funds from one of the Big 5 transferred to 10x. They have been professional, responsive and my pension has been managed in such a manner that my portfolio has grown - even after 6 years of draw downs. Highly recommended.
Gerald
The growth or interest rate is so amazing
The growth or interest rate is so amazing nd couldn't believe it compared to ather companies
The growth or interest rate is so amazing nd couldn't believe it compared to ather companies
John