IndividualsCorporateIntermediariesETFs
logo

Income during retirement

Living annuity

Convert your retirement savings into flexible income payments.

Change jobs

Preservation fund

Keep your retirement savings intact when changing employers.

Save toward retirement

Retirement annuity

Save for retirement while reducing your annual tax bill.

Tax free savings

Grow your money completely tax-free for long-term goals

Build wealth

Unit trust

Invest any amount, access your money whenever you need it.

Tax free savings for kids

Start tax-free investing early for your child's future.

All products

Not sure yet what product to choose?
Gradient line
Explore products
Funds

Tools

Free comparison reportTax tipsAll calculators

Calculators

Retirement annuity calculatorPreservation fund calculatorLiving annuity calculatorEAC calculatorTax calculatorTwo-Pot calculator

Plan your future

Save for retirement

Saving for retirement

Confused about retirement? We'll break down the basics and guide you through your pension options.

.

Save for retirement

Income in retirement

We've set out various retirement income options to help you decide what might be best for you.

Learn

About
Rands & Sense hub

Investment insights, articles, webinars, and practical tips

Two-pot retirement systemDownloads

FAQs

All FAQsLiving annuity FAQsRetirement annuity FAQsPreservation fund FAQsUnit trust FAQsTax-free savings account FAQsTwo-pot retirement FAQs

Support

Contact us

Get in touch if you need help with your 10X account.

Featured article

How to retire with more money

How to retire with more money

Read article

LoginApply onlineSpeak to a consultant
logo
Login

Products

Funds

Retirement planning

Resources & Support

Corporate Intermediaries ETFs
Apply onlineSpeak to a consultant
10X Logo
+27 21 412 1010info@10x.co.za
14th Floor, The Terraces34 Bree StreetCape Town8001
ProductsRetirement AnnuityLiving AnnuityPreservation FundUnit TrustTax-Free Investment
Flagship Funds10X Your Future10X IncomeOffshore Funds10X MSCI World Index FeederOther Funds10X Moderate10X Money Market10X DefensiveView all
Legal & GovernanceTerms and ConditionsConflict of Interest PolicyFAIS DisclosureComplaints Policy and ProceduresPAIA ManualPrivacy PolicyPOPIA Correction FormPOPIA Request FormEmail Legal NoticeGovernanceQuarterly Investor Report
Company & ResourcesContact supportEAC CalculatorFAQDownloadsTestimonialsBlogTwo-Pot Retirement FAQs

10X Investments (Pty) Ltd is a licensed Financial Services Provider #28250 and S13B Pension Funds Administrator #24/444.

The information on our website does not constitute advice as defined by the FAIS Act.

10X Fund Managers (RF) Pty Ltd is a Manager registered under the Collective Investment Schemes Control Act.

© 2025 10X Investments (Pty) Ltd. All Rights Reserved.