Browse FAQs

General

What steps can I take to speed up a GEPF payout?

You need to follow up with the Police Department's HR Department and with the GEPF, to ensure that the necessary documents have been submitted and processed. We are 10X Investments and not associated with the GEPF.

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Why do we use 6%? (Percentage of South Africans who will be able to retire comfortably.)

According to National Treasury only 6% of the population will have accumulated enough money to retire comfortably, without having to sacrifice their standard of living.

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Can I claim my pension fund if I'm under debt review?

No, you cannot claim your pension fund while you are still employed. You may be able to secure a housing loan against your fund, if your fund rules permit. Check with your HR department.  

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Can I claim my deceased father's surplus money?

What surplus money are you referring to? From his deceased estate, his retirement fund, his living annuity, his life cover?

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Can a search be done under my ID no. to see what funds I belong to?

Yes, you may able to do a search under someone's ID number. A financial adviser with access to the Astute system may be able to help you.

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What is the tax treatment of arrear and excess contributions?

The "arrear contribution" refers to an additional current year contribution that is related to a previous tax year in which you did not claim your maximum allowable deduction.

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What is the purpose of a non-resident bank account?

Your comment "these accounts all seem to stipulate that deposits should only be in foreign currencies" cannot possibly be true.

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Can I claim UIF if I take early retirement due to ill-health?

No doubt you have read the requirement on the Department of Labour web site. It specifies that you can claim an illness benefit unless

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Can I claim UIF if I retire early?

There is a difference between unemployed, and being retired. The purpose of UIF is to tie over workers who have (involuntarily) lost their job or income due to retrenchment, dismissal, illness or pregnancy.

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Can I claim UIF if I resigned from my job?

You do not qualify to claim UIF if you resign from your job - only if you are fired or retrenched. Otherwise we would all resign.

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How can I get an up-to-date benefit statement?

If you are a member of 10X, you can see this by logging into our Investor Portal. If you are not, you need to contact your own HR department or fund administrator.

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How do I claim my deceased husband's UIF?

You cannot claim UIF on behalf of your dead husband. You can only claim his retirement fund benefit and possibly on his Group Life Cover. Speak to the HR department of his former employer.

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How do I claim my deceased son's MIBFA death benefit?

You would have to contact the fund administrator (MIBFA), to find out if his benefits were paid out or not, and how you would go about doing so.

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How do I claim the surplus of my late spouse?

A surplus apportionment assumes that there is a surplus to be apportioned. This is not a given for every retirement fund. If there is a surplus, you need to contact the responsible fund administrator, to prove your claim.

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How to invest with 10X Investments

Figuring out how to save for your future can be overwhelming. At 10X, we don’t complicate what can and should be simple.

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How can we 10X Your Future?

Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.