What is the annual growth that can be expected on the 10X Retirement Annuity?

The annual growth of your 10X Retirement Annuity (RA) depends on several factors, particularly the fund you choose. While we can't predict exact future returns, we can provide some guidance based on historical data and our investment approach:

1. 10X Your Future Fund (formerly High Equity Fund): This is our flagship multi-asset fund, designed for long-term growth. We aim for this fund to achieve inflation + 5% over the long term.
2. Other fund options: We offer additional funds with varying risk profiles and potential returns. These include more conservative options for those closer to retirement.

Key factors influencing your RA's growth:

• Asset allocation: Each fund has a specific mix of stocks, bonds, and cash.
• Fees: Our low-fee structure means more of your money stays invested.
• Investment term: Longer terms generally allow for better growth potential.
• Market performance: While unpredictable, overall market trends affect returns.

It's important to note that past performance doesn't guarantee future results. For example, over the past five years (as of September 2024), our 10X Your Future Fund has delivered an annual return of 11% before inflation, but it is impossible to say what future returns will be.