10X Your

Living AnnuityRetirement AnnuityPreservation Fund

10X simplifies your retirement investments with low fees, an exceptional track record and a straightforward investment approach.

60k +

People choose to invest with us

0%

Performance or advice fees

12.1%

Annual growth for 15+ years

R50bn +

Assets under management

Leading companies invest with 10X

DHL gold
Deutsche bank gold
Lindt - gold
isuzu gold
Netflorist gold

Why choose 10X

This is why thousands of South Africans invest with us

  • Low fees

    More money for you, with no hidden costs.

  • Performance

    Consistently outperformed benchmarks for 15+ years.

  • Expertise

    Industry-leading expertise with exceptional service.

  • Transparency

    Empowering you to make smart decisions.

What our clients say about us

Our retirement products

Retirement annuity

  • Tax-efficient saving towards your retirement
  • Flexible contribution options
  • Boost your existing retirement savings
Explore Retirement annuity

Living annuity

  • Receive flexible income during retirement
  • Up to 100% offshore investment
  • Easily change your drawdown rate to your changing needs
Explore Living annuity

Preservation fund

  • Preserve your pension when changing employers
  • Single lump sum investment
  • Keep the tax advantages until retirement
Explore Preservation fund

9 out of 10 people do better with 10X

Low returns and high fees can significantly reduce your retirement savings. At 10X, we keep your fees low and our 10X Your Future Fund consistently outperforms benchmarks.

Validate whether you could do better with 10X for your Retirement Annuity, Preservation Fund or Living Annuity.

Our free comparison report breaks down historical performance and fees, so you can make an informed decision.

Investment fees matter

Based on R100 000 investment at 6% return over 40 years.

Grow your wealth with our 10X Your Future Fund

The 10X Your Future Fund is the ultimate wealth-building solution to reach your long-term financial goals.

The 10X investment strategy

Strategic asset allocation

The most important driver of long-term returns investing in the right mix of assets. We take a long-term view.

Diversification

Trying to pick winning stocks usually fails. Diversification and index tracking has been proven to deliver higher returns over the long term.

Future facing

The price you pay for an investment has a massive impact on future returns. We buy assets that offer attractive value.

Low costs

Lowering costs are key to higher returns. We are obsessed with managing costs and minimising fees.

Speak to an investment consultant

Speak to an investment consultant

Real assistance by real people

No chatbots, call centres or weeks waiting for a response. Our team are here to help via email or phone.

Easy switching

We'll fully manage the switch from your old provider.

Clear product information

We help you understand which product and fund best suits your needs.

10X Consultants

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Invest online

Unlock the power of investing online

If you are ready to invest or switch, head over to our self-help portal and set up your investment within minutes.

Apply online